It's very tempting to get some income renting out that spare room in your home or condo but your insurance policy may be invalid should a claim arise relating to this new activity.  We have insurers that can accommodate such insurance as long as you are in residence when the guests are there.  Note, if you are a tenant, you cannot get insurance for subletting space to people not named on your lease. If you purchase a separate location for AirBnb type rentals, we have markets that will write this type of plan too for qualifying clients.